Locally Owned Operated

Winter Maintenance ALERT!

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It’s that time again… Ready for Winter?

It’s easy to forget about the cold ahead when it’s still warm enough for a t-shirt, but winter is on its way. Your car navigates dry roads and warm weather just fine! However, can it handle a cold snap and black ice? Now is the time to prepare your vehicle for winter as engine performance and drivability can dramatically decline in cold weather.

As you go over your winter prep checklist, don’t forget to replace old, dirty filters, such as air, fuel, and PCV. A poorly running engine is less efficient and burns more gasoline. You should also go ahead and replace old windshield blades. If you’re particularly worried about the frost, rubber-clad or winter blades can fight ice buildup.

A few other things to check

 

Fluids

One of the best and easiest ways to winterize your car is to check your fluid levels. One of the most important things to double-check is your coolant. Ensure that there is the correct antifreeze/water mixture; fill it to the maximum line. You can pick up a tester at any auto parts store. Another important yet often overlooked fluid to check is your wiper fluid. You should get freeze-resistant wiper fluid to keep your windshield clean and ice-free. Remember to double-check your oil as well and replace it as needed.

Tires

On wet or frozen roads, low air pressure and worn down tires are particularly dangerous. Pick up a tire gauge at any auto parts store and try and keep your tire pressure between the recommended levels for your vehicle according to your manual (usually between 30 and 35 PSI). Check the tread depth quickly and easily using a penny! Place a penny between the treads on your tire, head side down. If the top of his head disappears, your tires are probably okay. However, if the entire head is visible then you may have to replace your tire, the tread is too shallow. You may also want to ask about getting your tires rotated to prevent uneven wear.

Batteries

Winter can be cruel to your battery. Not only does cold weather make your battery less likely to start your car, but it also reduces the battery capacity. As temperatures fall, it’s a good idea to inspect the battery as well as the cables, terminals, and fluid.

When checking over the battery, make sure that there are no cracks and that the terminals fit snugly. Check battery fluid by uncovering the refill hole. Refill with distilled water if the level is below the bottom of the cap. Some automotive stores like Advanced Auto will check your battery for free!

Emergency Kit

Important, but often overlooked, you should always have a safety kit in your car. Having a few safety items such as road flares, a jack, a lug wrench, and a first aid kit can save the day. If you don’t have one now, you should put one together soon! Once you have your basic kit, add these seasonal items to prepare for the cold:

 

  • Flashlight

  • Blanket, leather gloves, and hat

  • Bag of kitty litter/sand

  • Ice scraper/brush and small shovel

  • Leak-proof container of coolant

  • Snacks

 

By updating a few parts and keeping a strict maintenance schedule, you’ll be ready for winter and avoid costly breakdowns right before Christmas! However, if another winter is too much for your car to handle, let’s talk. TM Auto’s inventory is loaded! Take advantage of TM Auto’s Absolute Credit Approval on a used car, truck, van, or SUV.

 

Call (757)560-4552 and ask for Mike Love!

 

A USED CAR TO IMPROVE YOUR CREDIT SCORE? YES!

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UPDATE YOUR CAR… AND YOUR CREDIT SCORE

Start the New Year off right with confidence and a plan! Isn’t that what we say every year? Well this year I have a couple suggestions that may help you achieve these resolutions plus, peace of mind. Financial woes and poor credit scores are two of the most common causes of stress this time of year. Whether it’s challenging credit, no credit, or the need for more credit, finances affect our lives year after year. Tm Auto can help you establish or rebuild your credit this January and avoid “Tax Season” price gouging at the same time. By making stable, monthly payments on a large purchase such as a used car, truck, or SUV, you prove to creditors that you are a trustworthy spender. Every payment you make on time and in full raises your credit score; great news for just about anyone wishing to improve these crucial three numbers. Restoring your credit by purchasing a reliable automobile that would otherwise be out of reach just might be the plan you’re looking for! We offer “Absolute Credit Approval” regardless of your credit score so you can get started on that resolution right away!

You can also save on your used car between December and mid January! Due to suppliers capitalizing on profits as tax season approaches, car prices will go up at many dealerships after the first of the year. I’m able to offer some of my best deals up to January 15th. No gouging; just the most car for your money and a stress free car-buying experience. Check our inventory

BEST PRACTICES FOR BETTER CREDIT

    Establishing good credit starts by making regular, on-time payments but there is more to “turning over a new leaf” than this. Below are some suggestions that you may find helpful in the New Year.

  1.     Budget for a Credit Card – You’re checking account is in good standing and you regularly use your debit card, but have stayed away from credit out of a fear of going over your limit. There is no need to fear credit. If you budget correctly, a credit card becomes an easy way to boost your credit rating. It’s not much at first, but if the maximum payment is made every month, your credit rating will go up accordingly.
  2.     Always Pay on Time – Paying off the maximum balance on a credit card is great, but it means nothing if payments aren’t made on time. Payment history is the most important tool in establishing your credit score, and helps you establish yourself as a trustworthy buyer!
  3.     Keep a Low balance – Credit limits vary from card to card, and it can be tempting to use close to your monthly limit. As a rule of thumb however, you should only utilize 10-30% of your credit at any one time. It’s okay to go over this occasionally, but consistently going over this self-imposed limit can indicate financial irresponsibility.

TM Auto Wholesalers specializes in “The stress free car buying experience”. A purchase from our inventory can help you establish or repair your credit while saving you cash for holiday expenses! Feel free to contact me online at mike@tmautova.com, or by phone or text at 757-560-4252. Ask for Mike and start the New Year off right!

Tips on maintaining your used car this winter

The Big Gift

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THE BIG GIFT!

Is this the year? You know… for your teen’s BIG GIFT! That long awaited iconic symbol of freedom, sovereignty, and coolness. The singular most important possession that let’s everyone, everywhere know with absolute certainty, “I’m officially grown up.” This gift of all gifts represents the next chapter in your child’s life as well as your trust in them. It is the time-honored ticket to ride, their first car!

Like all astute parents and shoppers, you have questions… lots of questions. At the top of the list may be whether to buy new, used, or to pass down the family car. Well, rest assured that new, used, big or small, it’s going to be a hit. Your decision ultimately comes down to what makes the most sense.

The obvious choice is simply to pass down the family car. It’s often paid for and thoroughly road tested. When it comes to repairs and safety, nothing provides more peace of mind than knowing your car’s service record. It’s also likely to generate lower insurance premiums. There are plenty of good reasons to pass down the family car however; there are some “Not so good reasons” too. It’s a good idea to consider modern safety features such as side-curtain airbags, blind-spot indicators, backup cameras, and forward- and rear- collision alerts which are all good for new drivers. Passing down the family car makes sense as long as it’s safe and reliable.

New cars are also a strong consideration. The most up-to-date safety features and technology often come standard. Those with a good reliability record will need few or no repairs for at least the first three years of ownership. This means peace of mind, less headaches, and little or no maintenance costs. A new car is an easy sell as long as cost is not high on your list of concerns.  

Used cars are also a great choice. Affordable (not cheap) used automobiles are often the best way to go for teens and parents shopping for a starter vehicle. Buying the newest used car possible will likely get you the most up-to-date safety features available for your money. This is very important for novice drivers. By adding a few dollars for a good reliability record, you’ll have less repair costs and greater peace of mind. Check the CARFAX before buying to see it’s history. Small sedans and hatchbacks from mainstream brands, or even better, midsized sedans are great choices for fuel economy and lower insurance premiums.

This opportunity comes but once in a lifetime folks. Buy smart, enjoy the moment, and have a wonderful holiday! Find more articles on ASK MIKE’S blog here at www.tmautova.com and please share! Feel free to call or text (757) 560-4252 and ask for Mike Love. I’ll be happy to answer your questions and assist you with purchasing your next car, truck, or SUV.