College Car

COLLGE CARS / Maintenance & Repair UPDATE!

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Used Cars & College

Click Image for Mazda 6 Inventory

 

Before you know it they’ll be on their way! Not to worry, there’s still time to hunt for the perfect car since most first year students won’t begin driving until second semester. Returning students however need to start their search today!

Check these essential points you’ll need to consider when making your choice. Whether campus is up the street or across the state, finding the right ride, staying on your budget, and maintaining peace of mind are job #1. 

What’s your budget?

School is expensive, particularly if you have more than one scholar heading to college. The first thing to consider when looking for a back-to-school vehicle is what a reasonable budget might be. How much you can afford for a down payment and monthly loan installments will determine your options.

Buying a used back-to-school car is a smart choice, especially with new car prices today. Many new cars will lose over half their value in the first five years. This can be quite a pill to swallow if you’re planning to upgrade anytime soon. Buying used means that someone else takes the hit for you!

 

How far are you driving?

Is school just down the road, a few hours across the state, will it be driven to and from daily? This one is critical, your car’s health can depend on your travel distance. Driving shorter distances can actually harm your engine by not allowing the engine to reach an efficient operating temperature. This lower temperature may stop oil from rising to it’s optimal temperature and viscosity. It’s thicker with a slower rate of flow especially in cold weather. This can increase friction between the moving parts of a vehicle’s engine and transmission during cold weather. I suggest the five minute rule when warming up the engine. This warms up the oil so it’s less viscous and flows better.  A newer vehicle with better over all efficiency may also be a consideration for short distances. When driving longer distances, one with impressive miles-to-the-gallon may be the best choice, especially today! 

 

How easy will it be to maintain?

The cost of repairs should be a strong consideration when choosing a back to school car. Unless you’re student is majoring in state-of-the-art auto mechanics they’ll appreciate easy maintenance and your pocket will too! The factors below can determine easy vs hard when it comes to repairs and regular maintenance. Included are some common examples of cars that meet these requirements!

 

Highly regarded as reliable

Subaru Outback

7th to 9th generation Honda Civic, manufactured from 2001 to 2016

Toyota Camry

Honda Civic

 

Room to work and access parts

2007 to 2013 Chevrolet Silverado

Ford Crown Victoria

Honda Civic

Subaru Outback

Toyota Camry

Nissan Titan

Ford Edge (Also has great fuel economy)

 

Simple Technology

Chevrolet Silverado

Ford Crown Victoria

Subaru Outback particularly models from 2010 to 2014

Toyota Camry

Toyota Corolla

 

Easy access to replacement parts

Toyota Corolla

Honda Civic 7th to 9th generation manufactured from 2001 to 2016

 

Have you done your research?

Practice what you preach: always do your homework! Once you establish your budget and the appropriate vehicle, it’s time to narrow down your selection to a list of ideal cars.

When creating this list, be sure to focus on practical options and vehicles that will suit yours and your young driver’s needs for the next few years without breaking the bank. Avoid big, luxury, or sporty cars, as costs are notably higher when it comes to maintenance, major repairs, insurance, and fueling.

Be sure to compare your picks with Consumer Reports. This publication collects data from over a million cars per year and presents reliability information that covers the past decade. You should also look into online reviews of the vehicles you’re considering, weighing the pros and cons of each. Ensuring that you’ve picked a reliable vehicle could save your loved one down the road.

 

Do you know what you’re buying?

Once you’ve narrowed your options, it’s time to check it out in person. When buying a used car, it’s important to inspect for flaws or damages. Look over the vehicle inside and out during the day when flaws and potential repairs are more easily seen. Getting it checked out thoroughly by your trusted mechanic is always a good idea too. A professional inspection won’t cost too much, and it’ll buy you both peace of mind for future maintenance and repair costs.

 

For price details click on these smart back-to-school options from TM Auto’s inventory  

 

Need help deciding or just want to take a closer look? 

Call or text (757) 560-4252 and ask Mike Love  

 

 

 

 

Sources:

The Carzing Team, “7 Cars that are easiest to maintain and fix” carzing.com March 8, 20219 Web. Retrieved from: https://www.carzing.com/blog/car-reviews/7-cars-easiest-maintain-fix/

TM Auto Wholesalers, ” Inventory” tmutova.com June 29, 2022 Web. Retrieved from: https://www.tmautova.com/

A USED CAR TO IMPROVE YOUR CREDIT SCORE? YES!

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UPDATE YOUR CAR… AND YOUR CREDIT SCORE

Start the New Year off right with confidence and a plan! Isn’t that what we say every year? Well this year I have a couple suggestions that may help you achieve these resolutions plus, peace of mind. Financial woes and poor credit scores are two of the most common causes of stress this time of year. Whether it’s challenging credit, no credit, or the need for more credit, finances affect our lives year after year. Tm Auto can help you establish or rebuild your credit this January and avoid “Tax Season” price gouging at the same time. By making stable, monthly payments on a large purchase such as a used car, truck, or SUV, you prove to creditors that you are a trustworthy spender. Every payment you make on time and in full raises your credit score; great news for just about anyone wishing to improve these crucial three numbers. Restoring your credit by purchasing a reliable automobile that would otherwise be out of reach just might be the plan you’re looking for! We offer “Absolute Credit Approval” regardless of your credit score so you can get started on that resolution right away!

You can also save on your used car between December and mid January! Due to suppliers capitalizing on profits as tax season approaches, car prices will go up at many dealerships after the first of the year. I’m able to offer some of my best deals up to January 15th. No gouging; just the most car for your money and a stress free car-buying experience. Check our inventory

BEST PRACTICES FOR BETTER CREDIT

    Establishing good credit starts by making regular, on-time payments but there is more to “turning over a new leaf” than this. Below are some suggestions that you may find helpful in the New Year.

  1.     Budget for a Credit Card – You’re checking account is in good standing and you regularly use your debit card, but have stayed away from credit out of a fear of going over your limit. There is no need to fear credit. If you budget correctly, a credit card becomes an easy way to boost your credit rating. It’s not much at first, but if the maximum payment is made every month, your credit rating will go up accordingly.
  2.     Always Pay on Time – Paying off the maximum balance on a credit card is great, but it means nothing if payments aren’t made on time. Payment history is the most important tool in establishing your credit score, and helps you establish yourself as a trustworthy buyer!
  3.     Keep a Low balance – Credit limits vary from card to card, and it can be tempting to use close to your monthly limit. As a rule of thumb however, you should only utilize 10-30% of your credit at any one time. It’s okay to go over this occasionally, but consistently going over this self-imposed limit can indicate financial irresponsibility.

TM Auto Wholesalers specializes in “The stress free car buying experience”. A purchase from our inventory can help you establish or repair your credit while saving you cash for holiday expenses! Feel free to contact me online at mike@tmautova.com, or by phone or text at 757-560-4252. Ask for Mike and start the New Year off right!

Tips on maintaining your used car this winter

Make your old car new again!

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Make Your Old Car Like New Again

Look out your window, and you’ll see Ole’ Reliable sitting in the driveway. The car that’s been with you for years now and still (mostly) runs great. Maybe you bought it new, used, or maybe it’s a relative’s old car. As nice as a brand new car might sound, those car payments…. Fortunately, here are a few things you can do to make your old car seem new! These tips and inexpensive fixes will get your old vehicle looking and feeling like it just rolled off the lot.

  1. Cosmetic Fixes

The most obvious cosmetic upgrade to your car may be painting it, but the easiest upgrade to make an old car feel new is a nice, thorough cleaning. Not just a vacuum and a car wash. To really spruce up your car, try checking off this list:

  • Shampoo carpet and upholstery
  • Clear out the trunk trash
  • Clean outside and inside of windows.
  • Remove the spare and clean out the tire well
  • Remove and clean under seat cushions. Consider getting cushions covers to make your life easier in the future.
  • Clean off floor mats or replace them with rubber floor mats, which are far more durable than most original versions.

A high quality professional detail is the way to get the outside of your car looking new again. Waxing and buffing can easily make old paint look new! If you really want to clean your car up, consider getting the engine compartment pressure washed as well. Your engine will look new again; it’s pretty amazing. Before going on the lot, all of the cars in my inventory are professionally detailed. I’ve used Gary, owner of Liquid Investments for years. He and his team do an excellent job for a reasonable price. Give him a shout (757) 477-5752.

After you work your way through a solid cleaning session, you car should already be looking good. If your steering wheel is looking a little beat up as well, you might consider purchasing a steering wheel cover for around $10. Another easy to overlook flaw that makes for a noticeable upgrade is your dashboard. You can add a dashboard cover or even paint it with vinyl paint to make it feel newer, and don’t forget to check the dashboard illumination. If your knobs or switches are broken, replacement parts are cheap whether they are new or recycled.  

  1.            Performance Upgrades

There are bunches of simple internal, mechanical fixes that can get your car running noticeably smoother and feel more comfortable. Check these major areas and see if they need upgrading: 

  • Headlights. Cars and trucks built over the past few decades typically have plastic headlamps that fog up over time. Headlight restoration is usually less than $30 and instantly makes a difference. A full headlight replacement can add a sporty look to your ride and will cost between $50.00 and $100.00 to do it right. (top vs bottom image)
  • AC. All cars’ AC systems can get mold, mildew, and bacteria build ups if not cleaned often enough. Make sure the air passageways into the vehicle aren’t covered by leaves, dust or grime before changing or cleaning any filters. Adding an air-conditioning deodorizer to the vents or your rearview mirror can bring back that new car smell, too.
  • Rubberizing. As your car ages, the rubber trim on doors begins to wear and tear, letting your hot and cold air out and wind noise and rain in. The adhesive strips take a little patience to apply, but are incredibly cheap and can instantly make the interior of your car quieter while driving.
  • Windshield Wipers. Old wipers break down and lose their effectiveness over time, making driving in the rain and snow dangerous. Upgraded windshield wipers make the cold, rainy seasons a little safer.
  • Brakes & Suspension. Old cars start getting stiffer as the years pass, and brakes get squeakier and squeakier with every red light. Getting your shocks, springs, dampers, struts, brake rotors, and brake pads checked and possibly replaced can completely change how your car drives.

**New springs can lower your car and improve handling if you’re a car enthusiast!**

  • Wheels. Tires periodically need to be replaced as treads wear down. Use the Penny Test (http://www.firestonecompleteautocare.com/penny-tire-test/) to check your car. Even if you don’t need to replace your tires, installing new tires can completely change how your car drives (and looks) and are much cheaper than a new car payment.

After working your way through these cosmetic upgrades and internal fixes, Ole’ Reliable shouldn’t look quite so old anymore and will be much more reliable! Have questions about these upgrades? Call 757-560-4252 and ask for Mike Love with any questions!

 

Sources:

Brown, Evan. “10 Ways to Make Your Used Car Feel New”. esurance. Esurance Insurance Services, Inc. n.d. Web. 1 Nov 2017. http://blog.esurance.com/10-ways-to-make-your-used-car-feel-new/

Huffman, John Pearley. “10 Ways to Make Your Old Car Feel New”. Popular Mechanics. Hearst Communications, Inc. 26 Sept 2011. Web. 2 Nov 2017. http://www.popularmechanics.com/cars/how-to/g175/10-ways-to-make-your-old-car-feel-new/

Karim, Andrea. “12 Cheap Ways to Make Your Car Look Awesome”. WiseBread. Wise Bread. 14 Dec 2014. Web. 2 Nov 2017. http://www.wisebread.com/12-cheap-ways-to-make-your-car-look-awesome

Back-to-School on a Budget

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Used Cars & College

2013 Ford Edge TM Auto

 

The temperature may be saying otherwise, but summer is quickly drawing to a close. Beach trips and adventures will soon be squeezed into weekends and afternoons. With school back in session in just a few weeks, getting the right car at the best price is at the top of your list!  Whether campus is up the street or across the state, arriving in style is important. Here’s how to find your ride and stay on your budget.

What’s your budget?

School is expensive, particularly if you have more than one scholar heading to college. The first thing to consider when looking for a back-to-school vehicle is what a reasonable budget might be. How much you can afford for a down payment and monthly loan installments will determine your options.

Buying a used car for your child’s back-to-school travels is a smart choice. Many new cars will lose over half their value in the first five years. This can be quite a pill to swallow if you’re planning to upgrade anytime soon. Buying used means that someone else takes the hit for you!

How far are you driving?

Is school just down the road or a few hours across the state? Depending on your travel distance, a newer vehicle or one with an impressive miles-to-the-gallon may be the best choice. If school is nearby and only a short drive, an older car could be just right!

Have you done your research?

Practice what you preach: always do your homework! Once you establish your budget and the appropriate vehicle, it’s time to narrow down your selection to a list of ideal cars.

When creating this list, be sure to focus on practical options and vehicles that will suit yours and your child’s needs for the next few years without breaking the bank. Avoid big, luxury, or sporty cars, as costs are notably higher when it comes to maintenance, major repairs, insurance, and fueling.

Be sure to compare your picks with Consumer Reports. This publication collects data from over a million cars per year and presents reliability information that covers the past decade. You should also look into online reviews of the vehicles you’re considering, weighing the pros and cons of each. Ensuring that you’ve picked a reliable vehicle could save your loved one down the road.

Do you know what you’re buying?

Once you’ve narrowed your options, it’s time to check it out in person. When buying a used car, it’s important to inspect for flaws or damages. Look over the vehicle inside and out during the day when flaws and potential repairs are more easily seen. Getting it checked out thoroughly by a mechanic of your choosing is always a good idea too. A professional inspection won’t cost too much, and it’ll buy you both peace of mind.

For price details click on these smart back-to-school options from TM Auto’s inventory  

Need help deciding or just want to take a closer look? Call (757)560-4552 and ask for Mike Love!

The Big Gift

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THE BIG GIFT!

Is this the year? You know… for your teen’s BIG GIFT! That long awaited iconic symbol of freedom, sovereignty, and coolness. The singular most important possession that let’s everyone, everywhere know with absolute certainty, “I’m officially grown up.” This gift of all gifts represents the next chapter in your child’s life as well as your trust in them. It is the time-honored ticket to ride, their first car!

Like all astute parents and shoppers, you have questions… lots of questions. At the top of the list may be whether to buy new, used, or to pass down the family car. Well, rest assured that new, used, big or small, it’s going to be a hit. Your decision ultimately comes down to what makes the most sense.

The obvious choice is simply to pass down the family car. It’s often paid for and thoroughly road tested. When it comes to repairs and safety, nothing provides more peace of mind than knowing your car’s service record. It’s also likely to generate lower insurance premiums. There are plenty of good reasons to pass down the family car however; there are some “Not so good reasons” too. It’s a good idea to consider modern safety features such as side-curtain airbags, blind-spot indicators, backup cameras, and forward- and rear- collision alerts which are all good for new drivers. Passing down the family car makes sense as long as it’s safe and reliable.

New cars are also a strong consideration. The most up-to-date safety features and technology often come standard. Those with a good reliability record will need few or no repairs for at least the first three years of ownership. This means peace of mind, less headaches, and little or no maintenance costs. A new car is an easy sell as long as cost is not high on your list of concerns.  

Used cars are also a great choice. Affordable (not cheap) used automobiles are often the best way to go for teens and parents shopping for a starter vehicle. Buying the newest used car possible will likely get you the most up-to-date safety features available for your money. This is very important for novice drivers. By adding a few dollars for a good reliability record, you’ll have less repair costs and greater peace of mind. Check the CARFAX before buying to see it’s history. Small sedans and hatchbacks from mainstream brands, or even better, midsized sedans are great choices for fuel economy and lower insurance premiums.

This opportunity comes but once in a lifetime folks. Buy smart, enjoy the moment, and have a wonderful holiday! Find more articles on ASK MIKE’S blog here at www.tmautova.com and please share! Feel free to call or text (757) 560-4252 and ask for Mike Love. I’ll be happy to answer your questions and assist you with purchasing your next car, truck, or SUV.