Affordable Cars

COLLGE CARS / Maintenance & Repair UPDATE!

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Used Cars & College

Click Image for Mazda 6 Inventory

 

Before you know it they’ll be on their way! Not to worry, there’s still time to hunt for the perfect car since most first year students won’t begin driving until second semester. Returning students however need to start their search today!

Check these essential points you’ll need to consider when making your choice. Whether campus is up the street or across the state, finding the right ride, staying on your budget, and maintaining peace of mind are job #1. 

What’s your budget?

School is expensive, particularly if you have more than one scholar heading to college. The first thing to consider when looking for a back-to-school vehicle is what a reasonable budget might be. How much you can afford for a down payment and monthly loan installments will determine your options.

Buying a used back-to-school car is a smart choice, especially with new car prices today. Many new cars will lose over half their value in the first five years. This can be quite a pill to swallow if you’re planning to upgrade anytime soon. Buying used means that someone else takes the hit for you!

 

How far are you driving?

Is school just down the road, a few hours across the state, will it be driven to and from daily? This one is critical, your car’s health can depend on your travel distance. Driving shorter distances can actually harm your engine by not allowing the engine to reach an efficient operating temperature. This lower temperature may stop oil from rising to it’s optimal temperature and viscosity. It’s thicker with a slower rate of flow especially in cold weather. This can increase friction between the moving parts of a vehicle’s engine and transmission during cold weather. I suggest the five minute rule when warming up the engine. This warms up the oil so it’s less viscous and flows better.  A newer vehicle with better over all efficiency may also be a consideration for short distances. When driving longer distances, one with impressive miles-to-the-gallon may be the best choice, especially today! 

 

How easy will it be to maintain?

The cost of repairs should be a strong consideration when choosing a back to school car. Unless you’re student is majoring in state-of-the-art auto mechanics they’ll appreciate easy maintenance and your pocket will too! The factors below can determine easy vs hard when it comes to repairs and regular maintenance. Included are some common examples of cars that meet these requirements!

 

Highly regarded as reliable

Subaru Outback

7th to 9th generation Honda Civic, manufactured from 2001 to 2016

Toyota Camry

Honda Civic

 

Room to work and access parts

2007 to 2013 Chevrolet Silverado

Ford Crown Victoria

Honda Civic

Subaru Outback

Toyota Camry

Nissan Titan

Ford Edge (Also has great fuel economy)

 

Simple Technology

Chevrolet Silverado

Ford Crown Victoria

Subaru Outback particularly models from 2010 to 2014

Toyota Camry

Toyota Corolla

 

Easy access to replacement parts

Toyota Corolla

Honda Civic 7th to 9th generation manufactured from 2001 to 2016

 

Have you done your research?

Practice what you preach: always do your homework! Once you establish your budget and the appropriate vehicle, it’s time to narrow down your selection to a list of ideal cars.

When creating this list, be sure to focus on practical options and vehicles that will suit yours and your young driver’s needs for the next few years without breaking the bank. Avoid big, luxury, or sporty cars, as costs are notably higher when it comes to maintenance, major repairs, insurance, and fueling.

Be sure to compare your picks with Consumer Reports. This publication collects data from over a million cars per year and presents reliability information that covers the past decade. You should also look into online reviews of the vehicles you’re considering, weighing the pros and cons of each. Ensuring that you’ve picked a reliable vehicle could save your loved one down the road.

 

Do you know what you’re buying?

Once you’ve narrowed your options, it’s time to check it out in person. When buying a used car, it’s important to inspect for flaws or damages. Look over the vehicle inside and out during the day when flaws and potential repairs are more easily seen. Getting it checked out thoroughly by your trusted mechanic is always a good idea too. A professional inspection won’t cost too much, and it’ll buy you both peace of mind for future maintenance and repair costs.

 

For price details click on these smart back-to-school options from TM Auto’s inventory  

 

Need help deciding or just want to take a closer look? 

Call or text (757) 560-4252 and ask Mike Love  

 

 

 

 

Sources:

The Carzing Team, “7 Cars that are easiest to maintain and fix” carzing.com March 8, 20219 Web. Retrieved from: https://www.carzing.com/blog/car-reviews/7-cars-easiest-maintain-fix/

TM Auto Wholesalers, ” Inventory” tmutova.com June 29, 2022 Web. Retrieved from: https://www.tmautova.com/

Winter Maintenance ALERT!

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It’s that time again… Ready for Winter?

It’s easy to forget about the cold ahead when it’s still warm enough for a t-shirt, but winter is on its way. Your car navigates dry roads and warm weather just fine! However, can it handle a cold snap and black ice? Now is the time to prepare your vehicle for winter as engine performance and drivability can dramatically decline in cold weather.

As you go over your winter prep checklist, don’t forget to replace old, dirty filters, such as air, fuel, and PCV. A poorly running engine is less efficient and burns more gasoline. You should also go ahead and replace old windshield blades. If you’re particularly worried about the frost, rubber-clad or winter blades can fight ice buildup.

A few other things to check

 

Fluids

One of the best and easiest ways to winterize your car is to check your fluid levels. One of the most important things to double-check is your coolant. Ensure that there is the correct antifreeze/water mixture; fill it to the maximum line. You can pick up a tester at any auto parts store. Another important yet often overlooked fluid to check is your wiper fluid. You should get freeze-resistant wiper fluid to keep your windshield clean and ice-free. Remember to double-check your oil as well and replace it as needed.

Tires

On wet or frozen roads, low air pressure and worn down tires are particularly dangerous. Pick up a tire gauge at any auto parts store and try and keep your tire pressure between the recommended levels for your vehicle according to your manual (usually between 30 and 35 PSI). Check the tread depth quickly and easily using a penny! Place a penny between the treads on your tire, head side down. If the top of his head disappears, your tires are probably okay. However, if the entire head is visible then you may have to replace your tire, the tread is too shallow. You may also want to ask about getting your tires rotated to prevent uneven wear.

Batteries

Winter can be cruel to your battery. Not only does cold weather make your battery less likely to start your car, but it also reduces the battery capacity. As temperatures fall, it’s a good idea to inspect the battery as well as the cables, terminals, and fluid.

When checking over the battery, make sure that there are no cracks and that the terminals fit snugly. Check battery fluid by uncovering the refill hole. Refill with distilled water if the level is below the bottom of the cap. Some automotive stores like Advanced Auto will check your battery for free!

Emergency Kit

Important, but often overlooked, you should always have a safety kit in your car. Having a few safety items such as road flares, a jack, a lug wrench, and a first aid kit can save the day. If you don’t have one now, you should put one together soon! Once you have your basic kit, add these seasonal items to prepare for the cold:

 

  • Flashlight

  • Blanket, leather gloves, and hat

  • Bag of kitty litter/sand

  • Ice scraper/brush and small shovel

  • Leak-proof container of coolant

  • Snacks

 

By updating a few parts and keeping a strict maintenance schedule, you’ll be ready for winter and avoid costly breakdowns right before Christmas! However, if another winter is too much for your car to handle, let’s talk. TM Auto’s inventory is loaded! Take advantage of TM Auto’s Absolute Credit Approval on a used car, truck, van, or SUV.

 

Call (757)560-4552 and ask for Mike Love!

 

Should you buy a new car or fix yours up? Ask Mike what to do in this crazy market!

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THE USED CAR MARKET HAS NEVER BEEN SO HOT! 

Rest assured we can always save money by purchasing a used car instead of a new one, right? While it’s still cheaper to buy used in today’s market, you can figure on a 40% increase from 2020 according to data from JPMorgan. That means the nine year old car you have your eye on will cost you $3’000 more than a year ago. A five year old car may cost you as much as $6’000 more.

 

WHY?

So what in the world caused used cars to go viral? Supply and demand is and always will be what governs prices and it’s simply the used car market’s turn. Skyrocketing new car prices are the result of a global shortage of microchips. Semiconductor chips are needed for virtually everything today including the vital safety and luxury technology of our cars , manufacturers are stuck without them. With dealer stock dwindling, down 54% this June, new car prices have launched as well. This domino effect has forced new car shoppers into the used car market all but depleting it. Supply and demand has dramatically changed new and used car availability within the last year, fanning price fires higher and higher. Analysts say this “chip” shortage could drag on a couple of years. 

 

“Skyrocketing new car prices are the result of a global shortage of microchips”. 

 

MAY BE A GOOD TIME TO FIX UP YOUR CURRENT CAR 

Today’s hot used car market has many drivers wondering if it’s time to fix up their current vehicle instead. There are bunches of simple internal, mechanical fixes that can get your car running noticeably smoother and feel more comfortable. Check these major areas and see if they need upgrading:

  • Headlights. Cars and trucks built over the past few decades typically have plastic headlamps that fog up over time. Headlight restoration is usually less than $30 and instantly makes a difference. A full headlight replacement can add a sporty look to your ride and will cost between $50.00 and $100.00 to do it right. 

 

  • AC. All cars’ AC systems can get mold, mildew, and bacteria build ups if not cleaned often enough. Make sure the air passageways into the vehicle aren’t covered by leaves, dust or grime before changing or cleaning any filters. Adding an air-conditioning deodorizer to the vents or your rearview mirror can bring back that new car smell, too.

 

  • Rubberizing. As your car ages, the rubber trim on doors begins to wear and tear, letting your hot and cold air out and wind noise and rain in. The adhesive strips take a little patience to apply, but are incredibly cheap and can instantly make the interior of your car quieter while driving.

 

  • Windshield Wipers. Old wipers break down and lose their effectiveness over time, making driving in the rain and snow dangerous. Upgraded windshield wipers make the cold, rainy seasons a little safer.

 

  • Brakes & Suspension. Old cars start getting stiffer as the years pass, and brakes get squeakier and squeakier with every red light. Getting your shocks, springs, dampers, struts, brake rotors, and brake pads checked and possibly replaced can completely change how your car drives. **New springs can lower your car and improve handling if you’re a car enthusiast!**

 

 

Whether or not to move forward with your new car purchase is tricky in today’s market. The truth is, the answer is different for everyone depending on your circumstances and the type of car you’re looking for. Have questions? I’ll be happy to answer your questions and guide you through your decision making process. 

Call or text (757) 560-4252 and ask for Mike Love, I have answers. 

TM Auto Wholesalers, Chesapeake Va

 

 

 

Sources:

Levin, Tim “Why used cars are so expensive now — and when prices may drop” BUSINESSINSIDER.COM July 12th, 2021 Web. Retrieved from: https://www.businessinsider.com/why-are-used-cars-so-expensive-now-shortages-pandemic-rentals-2021-7

Reuter, Dominick “The chip shortage that’s wreaking havoc on supplies of cars, computers, and more could last another 2 years, experts say” BUSINESSINSIDER.COM May 14th, 2021 Web. Retrieved from: https://www.businessinsider.com/global-chip-shortage-could-last-another-2-years-experts-say-2021-5

A USED CAR TO IMPROVE YOUR CREDIT SCORE? YES!

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UPDATE YOUR CAR… AND YOUR CREDIT SCORE

Start the New Year off right with confidence and a plan! Isn’t that what we say every year? Well this year I have a couple suggestions that may help you achieve these resolutions plus, peace of mind. Financial woes and poor credit scores are two of the most common causes of stress this time of year. Whether it’s challenging credit, no credit, or the need for more credit, finances affect our lives year after year. Tm Auto can help you establish or rebuild your credit this January and avoid “Tax Season” price gouging at the same time. By making stable, monthly payments on a large purchase such as a used car, truck, or SUV, you prove to creditors that you are a trustworthy spender. Every payment you make on time and in full raises your credit score; great news for just about anyone wishing to improve these crucial three numbers. Restoring your credit by purchasing a reliable automobile that would otherwise be out of reach just might be the plan you’re looking for! We offer “Absolute Credit Approval” regardless of your credit score so you can get started on that resolution right away!

You can also save on your used car between December and mid January! Due to suppliers capitalizing on profits as tax season approaches, car prices will go up at many dealerships after the first of the year. I’m able to offer some of my best deals up to January 15th. No gouging; just the most car for your money and a stress free car-buying experience. Check our inventory

BEST PRACTICES FOR BETTER CREDIT

    Establishing good credit starts by making regular, on-time payments but there is more to “turning over a new leaf” than this. Below are some suggestions that you may find helpful in the New Year.

  1.     Budget for a Credit Card – You’re checking account is in good standing and you regularly use your debit card, but have stayed away from credit out of a fear of going over your limit. There is no need to fear credit. If you budget correctly, a credit card becomes an easy way to boost your credit rating. It’s not much at first, but if the maximum payment is made every month, your credit rating will go up accordingly.
  2.     Always Pay on Time – Paying off the maximum balance on a credit card is great, but it means nothing if payments aren’t made on time. Payment history is the most important tool in establishing your credit score, and helps you establish yourself as a trustworthy buyer!
  3.     Keep a Low balance – Credit limits vary from card to card, and it can be tempting to use close to your monthly limit. As a rule of thumb however, you should only utilize 10-30% of your credit at any one time. It’s okay to go over this occasionally, but consistently going over this self-imposed limit can indicate financial irresponsibility.

TM Auto Wholesalers specializes in “The stress free car buying experience”. A purchase from our inventory can help you establish or repair your credit while saving you cash for holiday expenses! Feel free to contact me online at mike@tmautova.com, or by phone or text at 757-560-4252. Ask for Mike and start the New Year off right!

Tips on maintaining your used car this winter

The Great Wide Open!

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Vehicles for camping and beachWhen I say camping, we all get a different visual. Some folks see rocky trails that their 4×4 must carefully navigate to reach a lone peak at the top of a mountain where no human in their right mind would attempt to set up a tent… and they love it! My version is backing up to our camper, plugging in the life support, filling up the truck with diesel, and hitting the open road in search of an exciting man made forest with all the amenities that my family and I could possibly imagine! Any way you see it, camping or just leaving to go anywhere on an adventure is fun! Something about leaving the convenience of our homes and day-to-day routines that makes us all feel alive.

 

Whether you’re experiencing your first trip to “The Great Wide Open” or you’re an old pro with a sticker from every park, beach, and campground in the country, we all can agree on one thing; our vehicle plays a significant role in the quality of our journey. I still remember packing three days of supplies into our two door Toyota and feeling like a legit explorer! The fact is, no matter where you are on the “Stuff” scale, you’re going places come Hell or high water and you’re going to fit it all in. It’s also pretty likely that the longer you take trips the more your choice of vehicles will adapt to how you prefer to travel.

 

 

For example:

Pre-kids = 2 door compact car or pickup / AC optional / Comfort optional.

With-kids = 4 door 4×4 SUV / DVD Players / AC / Power Everything / Comfort Package.

Post-Kids = 40 ft mega RV fully loaded with 3 bedrooms and no room for kids!  

You get the picture 🙂

Bottom line is that wherever and whenever you travel you need a people mover that has enough room for your current collection of toys, supplies, and “stuff” that is reliable, comfortable, equipped for your level of adventure, economical, affordable, and available! 

So what makes the difference when it comes to your ride? It can be as simple as letting in the sun…. A convertible like this 2007 Ford Mustang can turn a day trip to the beach into a favorite summer memory. Even camping, on a small scale of course, is cool when you can see the trees and moon at night! Not to mention it’s really fun to drive.

For transporting an army, consider the cargo space and power of this 2003 Ford Excursion. It’s the final solution for getting the family comfortably to any camping or beach destination.

If something in the middle works better for you then checkout one of my Grand Cherokees like this 2012 Overland 4×4 with sunroof, cooled seats, backup camera, cruise, the works!

Finding the right car for you and your adventures is important! Yes, it matters what you drive…

 

Have a car in mind that you don’t see in the TM Auto Inventory? Call or text (757) 560-4252 and ask for Mike Love, I can find it for you! Pick a destination, load up, and make summer fun!

To Grandmother’s House We Go

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Travel In Comfort This Holiday Season

The autumn chill has settled and the leaves are changing, bright pops of reds and oranges along the highways. Holidays are just around the corner, and we can all look forward to spending time in our cars, whether it be a short trip to the grocery store for extra stuffing or a long drive to Grandma’s house. The journey is the destination, as they say, and it’s important to keep comfort in mind during these long hours in the car.

 

Of course, comfort means different things to different people. When you’re looking for a new vehicle, it’s important to keep your specific needs in mind. For example, if you’re headed across state lines with four kids and a dog in tow, your first concern is space and durability. Are you looking for an SUV or a minivan? Would you prefer easy to clean leather seats? Then again, if your family goes all out on decorations, you might consider something with room to store your lights, trees, and figurines, like a pickup truck. But what if you’re looking forward to a romantic holiday of two? Something smaller and sportier might suit your needs. You can keep costs down on your get-away by going for a fuel-efficient option, too.

With your specific needs in consideration, it’s time to narrow down what exactly you’re looking for in a car — and how much you can afford. Start by creating a checklist of features you prioritize in a vehicle and narrow down your options from there.

Some things to consider while creating this list might be:

  • Safety Features 
  • 4WD, All-Wheel Drive, 2WD
  • Wheel Base / Leg Room
  • Luxury / Comfort
  • Towing Capacity
  • Fuel Efficiency
  • Reliability
  • Maintenance Costs
  • Price

 

Once you have your ‘Must Haves’ and a solid budget, it’s time to start looking at cars! Check out TM Auto’s inventory online, and feel free to call 757-560-4252 and ask for Mike Love. I’ll be happy to answer your questions and guide you through your next car purchase.  

The Big Gift

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THE BIG GIFT!

Is this the year? You know… for your teen’s BIG GIFT! That long awaited iconic symbol of freedom, sovereignty, and coolness. The singular most important possession that let’s everyone, everywhere know with absolute certainty, “I’m officially grown up.” This gift of all gifts represents the next chapter in your child’s life as well as your trust in them. It is the time-honored ticket to ride, their first car!

Like all astute parents and shoppers, you have questions… lots of questions. At the top of the list may be whether to buy new, used, or to pass down the family car. Well, rest assured that new, used, big or small, it’s going to be a hit. Your decision ultimately comes down to what makes the most sense.

The obvious choice is simply to pass down the family car. It’s often paid for and thoroughly road tested. When it comes to repairs and safety, nothing provides more peace of mind than knowing your car’s service record. It’s also likely to generate lower insurance premiums. There are plenty of good reasons to pass down the family car however; there are some “Not so good reasons” too. It’s a good idea to consider modern safety features such as side-curtain airbags, blind-spot indicators, backup cameras, and forward- and rear- collision alerts which are all good for new drivers. Passing down the family car makes sense as long as it’s safe and reliable.

New cars are also a strong consideration. The most up-to-date safety features and technology often come standard. Those with a good reliability record will need few or no repairs for at least the first three years of ownership. This means peace of mind, less headaches, and little or no maintenance costs. A new car is an easy sell as long as cost is not high on your list of concerns.  

Used cars are also a great choice. Affordable (not cheap) used automobiles are often the best way to go for teens and parents shopping for a starter vehicle. Buying the newest used car possible will likely get you the most up-to-date safety features available for your money. This is very important for novice drivers. By adding a few dollars for a good reliability record, you’ll have less repair costs and greater peace of mind. Check the CARFAX before buying to see it’s history. Small sedans and hatchbacks from mainstream brands, or even better, midsized sedans are great choices for fuel economy and lower insurance premiums.

This opportunity comes but once in a lifetime folks. Buy smart, enjoy the moment, and have a wonderful holiday! Find more articles on ASK MIKE’S blog here at www.tmautova.com and please share! Feel free to call or text (757) 560-4252 and ask for Mike Love. I’ll be happy to answer your questions and assist you with purchasing your next car, truck, or SUV.